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Checking

Whatever your business, you're our business! Choose the checking plan that's right for you.

Business
Checking

Plan to maintain a lower balance?

Minimum Deposit

$100

Monthly Service Fees

$15

Transaction Fees

$.20 per debit/credit item over 200

Features

Detailed Monthly Statements
Overdraft Protection Available *

Business Interest Checking

Put your checking account to work!

Minimum Deposit

$1,000

Monthly Service Fees

$0 w/balance of at least $1,000 OR $15 w/balance below $1,000

Transaction Fees

$.20 per debit/credit item over 200

Interest

Earned on balance of $500 or more
Compounded monthly

Features

Detailed monthly statements
Overdraft protection available *

* Overdraft Protection requires approval of a separate application

Card Services

Enjoy easy access to your accounts and cards—wherever you are.

Your new card comes with a chip on it. As chip technology will soon become the security standard in the U.S., many merchants are beginning to accept chip cards and we want you to be ready. You'll have greater security when making purchases at a chip-enabled terminal since the chip provides better protection against counterfeit fraud.

Control your M&P debit card from your mobile device using the SecurLock Equip app, available on the Apple App Store and Google Play Store:

Instantly lock your card
Control where your card can be used
Receive real-time alerts of card activity

$2 charge for withdrawals at foreign ATMs
$1 charge for balance inquiries at foreign ATMs

Card FAQ

Have you made plans to use your Debit Mastercard® out of state? Contact Customer Service at 601-857-8044 to make sure your trip goes smoothly!

Call us to report and replace your card.

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    "env": "proof",
    "method": "GET",
    "query": {
        "p": "business/checking"
    },
    "url": "https://www.mpbank.cremadesignstudio.com/business/checking",
    "slug": "checking",
    "pathname": "business/checking",
    "protocol": "https",
    "host": "www.mpbank.cremadesignstudio.com",
    "hostname": "https://www.mpbank.cremadesignstudio.com",
    "ip": "216.73.216.27",
    "request": {
        "env": "proof",
        "method": "GET",
        "query": {
            "p": "business/checking"
        },
        "url": "https://www.mpbank.cremadesignstudio.com/business/checking",
        "slug": "checking",
        "pathname": "business/checking",
        "protocol": "https",
        "host": "www.mpbank.cremadesignstudio.com",
        "hostname": "https://www.mpbank.cremadesignstudio.com",
        "ip": "216.73.216.27"
    },
    "site": {
        "name": "Merchants & Planters Bank",
        "name_short": "M&P Bank",
        "gtag": "",
        "author": {
            "name": "Stephen Ginn",
            "email": "callaginn@users.noreply.github.com",
            "url": "https://cremadesignstudio.com/staff/callaginn"
        },
        "logo": "/assets/img/logos/logo.svg",
        "repo": "https://github.com/cremadesign/mpbank"
    },
    "title": "Checking",
    "linklists": {
        "main": {
            "title": "Main Menu",
            "links": [
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                    "title": "Personal",
                    "type": "split",
                    "url": "/personal",
                    "links": [
                        {
                            "header": "Products & Services"
                        },
                        {
                            "title": "Checking",
                            "url": "/personal/checking"
                        },
                        {
                            "title": "Savings",
                            "url": "/personal/savings"
                        },
                        {
                            "title": "Investments",
                            "url": "/personal/investments"
                        },
                        {
                            "title": "Other Services",
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                        }
                    ]
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                            "title": "Overview",
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                            "class": "fw-bold"
                        },
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                            "type": "divider"
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                        {
                            "title": "Checking",
                            "url": "/business/checking"
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                        },
                        {
                            "title": "Other Services",
                            "url": "/business/other-services"
                        },
                        {
                            "type": "divider"
                        },
                        {
                            "header": "Cards"
                        },
                        {
                            "title": "Debit Cards",
                            "url": "/business/cards"
                        },
                        {
                            "title": "Credit Cards",
                            "url": "/business/cards"
                        },
                        {
                            "type": "divider"
                        },
                        {
                            "title": "Online Banking",
                            "url": "/online-banking"
                        }
                    ]
                },
                {
                    "title": "Loans",
                    "url": "/loans",
                    "links": [
                        {
                            "title": "Overview",
                            "url": "/loans",
                            "class": "fw-bold"
                        },
                        {
                            "type": "divider"
                        },
                        {
                            "title": "Home",
                            "url": "/loans#modalHomeLoans"
                        },
                        {
                            "title": "Personal",
                            "url": "/loans#modalPersonalLoans"
                        },
                        {
                            "title": "Business",
                            "url": "/loans#modalBusinessLoans"
                        },
                        {
                            "title": "Land",
                            "url": "/loans#modalLandLoans"
                        }
                    ]
                }
            ]
        },
        "account": {
            "title": "Account",
            "links": [
                {
                    "title": "About",
                    "url": "/about",
                    "class": "nav-link",
                    "links": [
                        {
                            "title": "Overview",
                            "url": "/about",
                            "class": "fw-bold"
                        },
                        {
                            "type": "divider"
                        },
                        {
                            "title": "History",
                            "url": "/about/history"
                        },
                        {
                            "title": "Leadership",
                            "url": "/about/leadership"
                        }
                    ]
                },
                {
                    "title": "Support",
                    "class": "nav-link",
                    "links": [
                        {
                            "title": "Contact",
                            "url": "/contact"
                        },
                        {
                            "title": "Locations",
                            "url": "/locations"
                        },
                        {
                            "title": "Holidays",
                            "url": "/bank-holidays"
                        },
                        {
                            "title": "Order Checks",
                            "url": "https://orders.mainstreetinc.com/ConsumerReorder?UseHeader=Yes&amp;cid=287"
                        },
                        {
                            "title": "Prevent Fraud",
                            "url": "/prevent-fraud"
                        }
                    ]
                },
                {
                    "title": "Enroll",
                    "class": "nav-link",
                    "url": "https://www.olb-ebanking.com/065303807/Enrollment/EnrollmentAdv.aspx"
                },
                {
                    "title": "Login",
                    "url": "https://www.olb-ebanking.com/065303807/login/",
                    "class": "btn btn-lg btn-outline-light bg-khaki fs-4 px-5 py-1 ms-2"
                }
            ]
        },
        "quicklinks": {
            "title": "Quicklinks",
            "links": [
                {
                    "url": "https://www.olb-ebanking.com/065303807/login/",
                    "image": "/assets/img/icons/icon-online-banking.svg",
                    "alt": "Online Banking Login",
                    "title": "Online Banking Login"
                },
                {
                    "url": "/online-banking",
                    "image": "/assets/img/icons/icon-mobile-deposit.svg",
                    "alt": "Mobile Deposits",
                    "title": "Mobile Deposits"
                },
                {
                    "url": "/online-banking",
                    "image": "/assets/img/icons/icon-download-app.svg",
                    "alt": "Download Our App",
                    "title": "Download Our App"
                },
                {
                    "url": "#modal-replace-card",
                    "image": "/assets/img/icons/icon-report-stolen-card.svg",
                    "alt": "Report Lost or Stolen Card",
                    "title": "Report Lost or Stolen Card"
                },
                {
                    "url": "https://orders.mainstreetinc.com/ConsumerReorder?UseHeader=Yes&cid=287",
                    "image": "/assets/img/icons/icon-check-reorders.svg",
                    "alt": "Check Reorders",
                    "title": "Check Reorders"
                }
            ]
        },
        "footer": {
            "title": "Footer",
            "links": [
                {
                    "title": "Privacy Policy",
                    "url": "/privacy"
                },
                {
                    "title": "Copyright and Disclosure Info",
                    "url": "/disclosures"
                },
                {
                    "title": "Press",
                    "url": "/about/press"
                },
                {
                    "title": "Additional Policies",
                    "url": "/downloads/MPB-Excessive-or-Luxury-Expenditure-Policy.pdf"
                },
                {
                    "title": "Designed by Crema Design Studio",
                    "url": "https://cremadesignstudio.com"
                }
            ]
        },
        "social": {
            "title": "Follow Us!",
            "links": [
                {
                    "title": "Instagram",
                    "url": "https://www.instagram.com/mpbankms/",
                    "icon": "fab fa-instagram-square"
                },
                {
                    "title": "FOLLOW US!"
                },
                {
                    "title": "Facebook",
                    "url": "https://www.facebook.com/MPBankMS",
                    "icon": "fab fa-facebook-square"
                }
            ]
        }
    },
    "locations": [
        {
            "name": "Raymond",
            "type": "Main Office",
            "address": {
                "street": "308 Raymond Sq.",
                "city": "Raymond",
                "state": "MS",
                "zip": "39154"
            },
            "phone": "601-857-8044",
            "atm": true,
            "hours": {
                "Monday": "9:00 am \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 6:00 pm"
            },
            "image": "/assets/img/locations/raymond.jpg"
        },
        {
            "name": "Raymond",
            "type": "Drive Thru",
            "address": {
                "street": "106 West Main St",
                "city": "Raymond",
                "state": "MS",
                "zip": "39154"
            },
            "phone": "601-857-8044",
            "atm": true,
            "hours_drive_thru": {
                "Monday": "8:30 am \u2013 4:30 pm",
                "Tuesday": "8:30 am \u2013 4:30 pm",
                "Wednesday": "8:30 am \u2013 4:30 pm",
                "Thursday": "8:30 am \u2013 4:30 pm",
                "Friday": "8:30 am \u2013 6:00 pm"
            },
            "image": "/assets/img/locations/raymond-drive-thru.jpg",
            "map_query": "Merchants & Planters Bank Drive Thru, 106 W Main St, Raymond, MS 39154"
        },
        {
            "name": "Bolton",
            "address": {
                "street": "297 West Madison St.",
                "city": "Bolton",
                "state": "MS",
                "zip": "39041"
            },
            "phone": "601-866-2262",
            "hours": {
                "Monday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm"
            },
            "hours_drive_thru": {
                "Monday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 12:30, 1:30 pm \u2013 4:30 pm"
            },
            "image": "/assets/img/locations/bolton.jpg"
        },
        {
            "name": "Clinton",
            "address": {
                "street": "133 Hwy 80 East",
                "city": "Clinton",
                "state": "MS",
                "zip": "39056"
            },
            "phone": "601-924-9557",
            "atm": true,
            "hours": {
                "Monday": "9:00 am \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 6:00 pm"
            },
            "hours_drive_thru": {
                "Monday": "8:30 am \u2013 4:30 pm",
                "Tuesday": "8:30 am \u2013 4:30 pm",
                "Wednesday": "8:30 am \u2013 4:30 pm",
                "Thursday": "8:30 am \u2013 4:30 pm",
                "Friday": "8:30 am \u2013 6:00 pm"
            },
            "image": "/assets/img/locations/clinton.jpg"
        },
        {
            "name": "Jackson",
            "address": {
                "office_name": "Meadowbrook Office Park",
                "street": "4266 I-55 N Suite 102",
                "city": "Jackson",
                "state": "MS",
                "zip": "39211"
            },
            "phone": "601-952-4480",
            "hours": {
                "Monday": "9:00 am \u2013 4:30 pm",
                "Tuesday": "9:00 am \u2013 4:30 pm",
                "Wednesday": "9:00 am \u2013 4:30 pm",
                "Thursday": "9:00 am \u2013 4:30 pm",
                "Friday": "9:00 am \u2013 4:30 pm"
            },
            "image": "/assets/img/locations/jackson.jpg",
            "map_query": "Meadowbrook Office Park in Jackson, MS"
        },
        {
            "name": "Bay Springs",
            "address": {
                "street": "6A 3rd Street",
                "city": "Bay Springs",
                "state": "MS",
                "zip": "39422"
            },
            "atm": true,
            "phone": "601-764-2115",
            "hours": {
                "Monday": "8:30 am \u2013 5:00 pm",
                "Tuesday": "8:30 am \u2013 5:00 pm",
                "Wednesday": "8:30 am \u2013 5:00 pm",
                "Thursday": "8:30 am \u2013 5:00 pm",
                "Friday": "8:30 am \u2013 5:00 pm"
            },
            "hours_drive_thru": {
                "Monday": "8:30 am \u2013 5:00 pm",
                "Tuesday": "8:30 am \u2013 5:00 pm",
                "Wednesday": "8:30 am \u2013 5:00 pm",
                "Thursday": "8:30 am \u2013 5:00 pm",
                "Friday": "8:30 am \u2013 5:00 pm"
            },
            "image": "/assets/img/locations/bay-springs.jpg",
            "map_query": "Merchants and Planters, 6A 3rd St, Bay Springs, MS 39422"
        }
    ],
    "mainpic": "mp-business-transaction.jpg"
}